Helping Communities Work is a human capital development initiative being launched by a coalition of banking industry associations. The objective is to produce and advance human capital as a major catalyst for workforce, community and economic development. Sustainable development through responsible investment is a central outcome expectation. The process will increase and diversify the human capital endowment of the United States.

Helping Communities Work is designed to attract FDIC-insured large deposits, increase business loans and stimulate place-based impact investing and foreign direct investment. The plan broadens the socioeconomic scope of CRA compliance programs, reduces related costs and significantly expands the customer value proposition of banks for the benefit of individuals, businesses, industries and communities.